Kredo Debt Advisory – Tailored Financing Solutions for SMEs
At Kredo, we support SMEs in securing the right financing solutions for their growth, expansion, and restructuring needs. Through our Debt Advisory service, we structure, arrange, and place financing solutions tailored to each company’s risk and return profile.
CHF 5 million – CHF 100 million
Typical transaction size for our SME debt advisory mandates
Access to Diverse Capital Providers
From Swiss banks to private credit funds & international lenders
100+ Years Structuring Experience
Senior-led execution from mandate to close
Proven Track Record
Successful financings across growth, refinancing & acquisition deals
- Worried that most of your financing needs are provided by one bank?
- Looking for new financing partners to diversify your funding?
- Trying to have more flexibility to grow and expand?
- Planning a major acquisition?
- Thinking about succession?
- Planning to help one of your key shareholders to exit?
What We Offer:
- Bespoke Debt Solutions: Financing options for SMEs seeking debt financing above CHF 2 million – to CHF 100 million and above
- Access to a Diverse Lender Network: We connect businesses with banks, debt funds, family offices, and institutional investors
- Strategic Structuring & Negotiation: We define optimal financing structures and negotiate the best terms on behalf of our clients
Why Kredo?
- Independence & Expertise: We leverage our financial expertise and network to secure the most suitable financing
- Track record: Together we have more than 100 years of structuring complex financings for entrepreneurs. This is what we do, and we know how to do it
- Holistic Support: From business growth to succession planning and acquisitions, we accompany entrepreneurs at every stage
- Speed & Efficiency: Our streamlined approach ensures a smooth and timely financing process
Our Success Stories
Debt refinancing and acquisition financing for Swiss retail group
Kredo advised a well-established Swiss retail group with over 20 years of market presence and 150+ employees on a CHF 6m debt refinancing and a bridge loan. The family-owned business, currently undergoing a succession process, generates around CHF 30m in annual turnover and is pursuing ambitious growth plans. Kredo leveraged its extensive network to source suitable financing solutions tailored to support both operational stability and future expansion.
Acquisition financing for leading UK flooring supplier
Ongoing – Working with a European focused sponsor, Kredo is in the process of arranging a double digit million acquisition financing facility to support the purchase of a well-established UK flooring supply and installation company serving the housebuilding sector. Using ist extensive network across UK banks and Private Debt Funds, Kredo is supporting the sponsor in securing attractive finacing solutions to leverage the transaction and negotiate favourable terms.
Leveraged management buyout of Swiss men’s aesthetic clinic
Ongoing – Kredo is debt adviser on the leveraged buyout of a Swiss aesthetic clinic, specialising in male cosmetic treatments. The buyout enables the owners and management to fully realize the clinic’s potential, leveraging strong market trends in male aesthetic procedures and benefiting from the owner’s personal branding and media presence. We are also retained by the company, supporting them in negotiating terms with lenders for further acquisition financings and growth transactions.
Growth Financing
Ongoing – Kredo supports a major player in the food sector generating CHF 30m in revenue in its growth strategy by conducting financial due diligence, identifying future growth drivers, and negotiating the financing package required to fund the necessary investments.
Financial Advisor on public-to-private transaction.
Kredo acted as strategic debt adviser to a European entrepreneur on a confidential take-private transaction requiring a €100m financing package.
Our role: stress-test the available financing options with international lenders , shape a compelling debt strategy, and introduce competitive pressure to accelerate lender response.
The deal was ultimately closed with historic partners — faster, and with full alignment.
Your Story: Let’s Build Success Together
At Kredo, every successful partnership begins with a conversation. Whether you’re exploring refinancing options, acquisition financing, or strategic debt advisory, we are here to understand your unique challenges and goals. Connect with our experienced team to discuss how we can tailor solutions that drive growth and secure your financial future. Your story deserves expert guidance — let’s write the next chapter together.
Our Debt Advisory Team
Didier Denat
Executive Chairman
Formerly head of European Leveraged Finance as well as Corporate and Investment Banking for Credit Suisse in Switzerland, Didier brings decades of experience in corporate finance with a strong focus on debt structuring and advisory. As Executive Chairman at Kredo, he leverages his expertise to help Swiss SMEs access fast, flexible financing solutions.
Raeto Guler
Partner
Raeto joined Kredo after almost two decades in leveraged finance and private debt at major financial institutions. As Partner, he leads the expansion in the Swiss-German market, focusing on structuring and delivering tailored debt solutions for SMEs. His deep industry insight helps bridge traditional banking and innovative financing approaches.
Interested?
Get in touch to explore the right financing for your business