The Team

Before founding Kredo, Lucas supported dozens of entrepreneurs through every crucial stage—periods of growth, acquisitions, and the more challenging moments in a company’s journey. He saw how finance can be a powerful enabler, but also witnessed its limitations: slowness, a lack of genuine listening, and administrative burdens. Kredo is the result of those years spent in the field—an alternative designed to go straight to the point: understanding quickly, responding accurately, and remaining human. What he offers today is exactly what he had long been searching for.

Raeto joined Kredo after almost two decades in leveraged finance and private debt at major financial institutions. As Partner, he leads the expansion in the Swiss-German market, focusing on structuring and delivering tailored debt solutions for SMEs. His deep industry insight helps bridge traditional banking and innovative financing approaches.

As Chief Operations Officer and Partner at Kredo, Nicolas oversees business operations and ensures seamless delivery across the platform. With significant experience in finance and operations at senior level, he helps shape internal processes and scale operational excellence in support of SME debt advisory and lending innovation.

As an Analyst at Kredo, Marina supports entrepreneurs in accessing financing by assessing the strength of their projects and analyzing credit risk. She contributes to structuring by qualifying borrower profiles, conducting due diligence, and generating data-driven insights. With a strong technological mindset, she helps improve processes by enhancing the statistical components and digital tools.

As an Analyst at Kredo, Didier supports entrepreneurs by turning their financial data into fast, reliable decisions. He analyzes the financial health of SMEs, assesses risks, and identifies the most suitable financing solutions. By facilitating access to credit and streamlining procedures, he enables entrepreneurs to focus on growing their business.

René serves as Advisor at Kredo, delivering client-facing advisory support for Swiss SMEs. With experience in customer relations and business development, he helps structure bespoke debt solutions and maintains strong relationships across the SME segment to facilitate access to tailored financing opportunities.

Hubert works at Kredo as an advisor. Drawing on his financial experience and his work as an independent consultant, he provides Swiss SMEs with a pragmatic view of their financing and promotes flexible debt solutions that are well aligned with their ambitions.

Dominique serves as an advisor at Kredo, supporting small and medium-sized enterprises in developing their financing strategy. Thanks to his banking background focused on SMEs, he understands the specific challenges of this segment and provides tailored solutions aligned with Kredo’s mission.

Vincent serves on Kredo’s Board, providing strategic direction and governance input to support the firm’s SME financing mission. With a solid background in fund structuring and financial advisory, he offers analytical depth that strengthens investment decisions and ensures Kredo’s growth remains disciplined, innovative, and market-aligned.