The team
Operations & Leadership
Driving Kredo’s Growth & Execution
Lucas Wüst
Founder
Before founding Kredo, Lucas supported dozens of entrepreneurs through every crucial stage—periods of growth, acquisitions, and the more challenging moments in a company’s journey. He saw how finance can be a powerful enabler, but also witnessed its limitations: slowness, a lack of genuine listening, and administrative burdens. Kredo is the result of those years spent in the field—an alternative designed to go straight to the point: understanding quickly, responding accurately, and remaining human. What he offers today is exactly what he had long been searching for.
Didier Denat
Executive Chairman
Formerly head of European Leveraged Finance as well as Corporate and Investment Banking for Credit Suisse in Switzerland, Didier brings decades of experience in corporate finance with a strong focus on debt structuring and advisory. As Executive Chairman at Kredo, he leverages his expertise to help Swiss SMEs access fast, flexible financing solutions.
Raeto Guler
Partner
Raeto joined Kredo after almost two decades in leveraged finance and private debt at major financial institutions. As Partner, he leads the expansion in the Swiss-German market, focusing on structuring and delivering tailored debt solutions for SMEs. His deep industry insight helps bridge traditional banking and innovative financing approaches.
Nicolas Sordet
Partner
As Chief Operations Officer and Partner at Kredo, Nicolas oversees business operations and ensures seamless delivery across the platform. With significant experience in finance and operations at senior level, he helps shape internal processes and scale operational excellence in support of SME debt advisory and lending innovation.
Michael Willimann
Partner
As Chief Risk Officer and Partner, Michael brings decades of risk management expertise from senior roles at Credit Suisse. He leads credit assessment, risk control frameworks and underwriting standards to safeguard Kredo’s SME debt solutions. His governance-focused approach bridges traditional banking rigour with tech‑driven financing.
Marina De Oliveira
Analyst
As an Analyst at Kredo, Marina plays a key role in credit analysis and financial assessment for SME financing. She supports the structuring process by evaluating borrower profiles, performing due diligence, and helping build data‑driven insights that guide robust debt advisory and lending decisions.
René Reymond
Advisor
René serves as Advisor at Kredo, delivering client-facing advisory support for Swiss SMEs. With experience in customer relations and business development, he helps structure bespoke debt solutions and maintains strong relationships across the SME segment to facilitate access to tailored financing opportunities.
Pascal Colombo
Advisor
Pascal operates as Advisor at Kredo, focusing on supporting SMEs through debt financing advisory and client engagement efforts. His hands‑on experience working with small and medium businesses enables him to understand sector-specific financing needs and contribute to the delivery of customised debt solutions aligned with Kredo’s mission.
Advisory & Governance
Strategic Oversight & Expert Insight
Vincent Oswald
Board Member
Vincent serves on Kredo’s Board, providing strategic direction and governance input to support the firm’s SME financing mission. With a solid background in fund structuring and financial advisory, he offers analytical depth that strengthens investment decisions and ensures Kredo’s growth remains disciplined, innovative, and market-aligned.
Stéphane Visconti
Board Member
Stéphane has over 25 years of experience at the crossroads of finance, business development, and corporate strategy. A seasoned expert in structured finance and SME growth, he has built his career by supporting executives, investors, and institutions in high-stakes projects both in Switzerland and internationally. As an independent board member at Kredo, he brings his expertise to a clear mission: to rethink SME debt financing in Switzerland by offering modern, accessible, and flexible solutions. His approach—combining strategic rigor with deep operational insight—helps position Kredo as a key player in transforming the Swiss financial landscape.