{"id":25982684,"date":"2025-12-09T14:37:43","date_gmt":"2025-12-09T13:37:43","guid":{"rendered":"https:\/\/www.kredo.swiss\/?page_id=25982684"},"modified":"2026-03-24T11:46:47","modified_gmt":"2026-03-24T10:46:47","slug":"the-team","status":"publish","type":"page","link":"https:\/\/www.kredo.swiss\/en\/the-team\/","title":{"rendered":"The Team"},"content":{"rendered":"

[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#F4F8F9″ custom_padding=”200px||0px||false|false” custom_padding_tablet=”50px||||false|false” custom_padding_phone=”50px||||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” width=”100%” max_width=”85%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

The Team<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” _builder_version=”4.27.0″ _module_preset=”default” background_color=”#F4F8F9″ global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”85%” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” text_font=”|–et_global_body_font_weight|||||||” text_text_color=”#FFFFFF” header_text_color=”#FFFFFF” background_color=”#41515A” custom_padding=”200px|40px|30px|40px|false|false” custom_css_free_form=”.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” box_shadow_style=”preset1″ global_colors_info=”{}”]<\/p>\n

Operations & Leadership<\/span><\/h3>\n

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At Kredo, the Operations & Management team turns strategic vision into concrete action. It orchestrates growth, secures processes, and ensures day-to-day execution.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Lucas W\u00fcst” position=”CEO & Founder” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/Design-sans-titre-1.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/lucas-w%C3%BCst-1878001\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

Before founding Kredo, Lucas supported dozens of entrepreneurs through every crucial stage\u2014periods of growth, acquisitions, and the more challenging moments in a company\u2019s journey. He saw how finance can be a powerful enabler, but also witnessed its limitations: slowness, a lack of genuine listening, and administrative burdens. Kredo is the result of those years spent in the field\u2014an alternative designed to go straight to the point: understanding quickly, responding accurately, and remaining human. What he offers today is exactly what he had long been searching for.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Didier Denat” position=”Executive Chairman” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/2-Didier-Denat-_-round.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/didier-denat\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|840px|840px|840px|840px” border_color_all_image=”#00D000″ box_shadow_style=”preset1″ global_colors_info=”{}” height__hover_enabled=”on|desktop”]<\/p>\n

Formerly head of European Leveraged Finance as well as Corporate and Investment Banking for Credit Suisse in Switzerland, Didier brings decades of experience in corporate finance with a strong focus on debt structuring and advisory. As Executive Chairman at Kredo, he leverages his expertise to help Swiss SMEs access fast, flexible financing solutions.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”85%” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Raeto Guler” position=”Partner” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2026\/01\/3-Raeto-2_-round-1-1.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/raetomguler\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

Raeto joined Kredo after almost two decades in leveraged finance and private debt at major financial institutions. As Partner, he leads the expansion in the Swiss-German market, focusing on structuring and delivering tailored debt solutions for SMEs. His deep industry insight helps bridge traditional banking and innovative financing approaches.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Nicolas Sordet” position=”Partner” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/4-Nicolas-_-round.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/nicolassordet\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

As Chief Operations Officer and Partner at Kredo, Nicolas oversees business operations and ensures seamless delivery across the platform. With significant experience in finance and operations at senior level, he helps shape internal processes and scale operational excellence in support of SME debt advisory and lending innovation.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Michael Willimann” position=”Partner” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/5-Michael-_-round.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/michael-willimann-73778a99\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

As Chief Risk Officer and Partner, Michael brings decades of risk management expertise from senior roles at Credit\u202fSuisse. He leads credit assessment, risk control frameworks and underwriting standards to safeguard Kredo\u2019s SME debt solutions. His governance-focused approach bridges traditional banking rigour with tech\u2011driven financing.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”85%” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Marina De Oliveira” position=”Analyst” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2026\/02\/Design-sans-titre-1.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/marina-de-oliveira-123716252\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

As an Analyst at Kredo, Marina supports entrepreneurs in accessing financing by assessing the strength of their projects and analyzing credit risk. She contributes to structuring by qualifying borrower profiles, conducting due diligence, and generating data-driven insights. With a strong technological mindset, she helps improve processes by enhancing the statistical components and digital tools.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Didier Gross” position=”Analyst” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/7-Didier-Gross-round.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/didier-gross-060667366\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

As an Analyst at Kredo, Didier supports entrepreneurs by turning their financial data into fast, reliable decisions. He analyzes the financial health of SMEs, assesses risks, and identifies the most suitable financing solutions. By facilitating access to credit and streamlining procedures, he enables entrepreneurs to focus on growing their business.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Anna-Marie Markovski” position=”Analyst” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2026\/01\/8-Anna-Marie-Markovski-round-1.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/anna-marie-markovski-789161152\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

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Anna-Marie joined Kredo after gaining experience in private equity and strategy consulting, working on financial analysis, due diligence, and decision-making insights across industries. As an Analyst at Kredo, she evaluates borrower profiles, analyzes financial performance, and supports data-driven financing decisions for SMEs. With a strong personal connection to SMEs through family business experience, she brings a pragmatic and analytical approach to building financing solutions tailored to entrepreneurs\u2019 needs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n

[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”85%” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”85%” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” text_font=”|–et_global_body_font_weight|||||||” text_text_color=”#FFFFFF” header_text_color=”#FFFFFF” background_color=”#41515A” custom_padding=”200px|40px|30px|40px|false|false” custom_css_free_form=”.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” box_shadow_style=”preset1″ global_colors_info=”{}”]<\/p>\n

Advisors<\/strong><\/span><\/h3>\n

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At Kredo, the team of advisors supports Swiss SMEs by relying on a strong network, on-the-ground presence, and an in-depth understanding of the local economic landscape.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Ren\u00e9 Reymond” position=”Advisor” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/1-Rene-_-round.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/ren%C3%A9-reymond-82ba5a90\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

Ren\u00e9 serves as Advisor at Kredo, delivering client-facing advisory support for Swiss SMEs. With experience in customer relations and business development, he helps structure bespoke debt solutions and maintains strong relationships across the SME segment to facilitate access to tailored financing opportunities.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Pascal Colombo” position=”Advisor” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/2-Pascal-_-round.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/pascal-colombo-6b525160\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|840px|840px|840px|840px” border_color_all_image=”#00D000″ box_shadow_style=”preset1″ global_colors_info=”{}” height__hover_enabled=”on|desktop”]<\/p>\n

Pascal operates as Advisor at Kredo, focusing on supporting SMEs through debt financing advisory and client engagement efforts. His hands\u2011on experience working with small and medium businesses enables him to understand sector-specific financing needs and contribute to the delivery of customised debt solutions aligned with Kredo\u2019s mission.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”85%” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Hubert Joye” position=”Advisor” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/3-Hubert-_-round.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/hubert-joye-45b1683a\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

Hubert works at Kredo as an advisor. Drawing on his financial experience and his work as an independent consultant, he provides Swiss SMEs with a pragmatic view of their financing and promotes flexible debt solutions that are well aligned with their ambitions.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Dominique Eggli” position=”Advisor” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/4-Domonique-_-round.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/dominique-eggli-090110143\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

Dominique serves as an advisor at Kredo, supporting small and medium-sized enterprises in developing their financing strategy. Thanks to his banking background focused on SMEs, he understands the specific challenges of this segment and provides tailored solutions aligned with Kredo\u2019s mission.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Christian Enderli” position=”Advisor” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/5-Christian-Enderli-rounf.png” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

Christian works at Kredo as an advisor, with a strong presence in German-speaking Switzerland. His knowledge of the German-speaking economic landscape and his experience supporting SMEs enable him to offer tailored financing solutions and close, hands-on guidance.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”85%” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Patrick Python” position=”Advisor” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2026\/03\/Patrick.png” linkedin_url=”linkedin.com\/in\/patrick-python-5aa52883\/?originalSubdomain=ch” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.6″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” hover_enabled=”0″ custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px” title_text=”Patrick” sticky_enabled=”0″]<\/p>\n

Patrick serves as an advisor at Kredo. With 37 years of experience in banking, he has in-depth knowledge of Swiss SMEs, their challenges, and their needs. As an independent professional, Patrick supports and advises SMEs with pragmatism, rigor, and common sense, both strategically and operationally.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”85%” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”85%” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” text_font=”|–et_global_body_font_weight|||||||” text_text_color=”#FFFFFF” header_text_color=”#FFFFFF” background_color=”#41515A” custom_padding=”200px|40px|30px|40px|false|false” custom_css_free_form=”.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” box_shadow_style=”preset1″ global_colors_info=”{}”]<\/p>\n

Advisory & Governance<\/span><\/h3>\n

<\/p>\n

 <\/p>\n

<\/p>\n

At Kredo, the Advisory & Governance team provides an external perspective, establishes a clear framework, and supports financial and legal decision-making.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_team_member name=”Vincent Oswald” position=”Board Member” image_url=”https:\/\/www.kredo.swiss\/wp-content\/uploads\/2025\/11\/1-Vincent-_-round.png” linkedin_url=”https:\/\/www.linkedin.com\/in\/vincent-oswald-aba67531\/” icon_color=”#0C71C3″ module_class=”team-card” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#F4F8F9″ text_orientation=”center” custom_padding=”30px|40px|30px|40px|false|false” custom_css_free_form=”.et_pb_team_member .et_pb_team_member_image {|| margin-left: auto;|| margin-right: auto;|| display: block;|| float: none;||}||||.team-card {|| height: 100%;|| display: flex;|| flex-direction: column;|| justify-content: space-between;||}||” border_radii=”on|25px|25px|25px|25px” border_radii_image=”on|2962px|2962px|2962px|2962px” border_color_all_image=”#FFFFFF” box_shadow_style=”preset1″ global_colors_info=”{}” border_radii_image__hover_enabled=”on|desktop” border_radii_image__hover=”on|302px|302px|302px|302px”]<\/p>\n

Vincent serves on Kredo\u2019s Board, providing strategic direction and governance input to support the firm\u2019s SME financing mission. With a solid background in fund structuring and financial advisory, he offers analytical depth that strengthens investment decisions and ensures Kredo\u2019s growth remains disciplined, innovative, and market-aligned.<\/p>\n

[\/et_pb_team_member][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

The TeamOperations & Leadership At Kredo, the Operations & Management team turns strategic vision into concrete action. It orchestrates growth, secures processes, and ensures day-to-day execution.Before founding Kredo, Lucas supported dozens of entrepreneurs through every crucial stage\u2014periods of growth, acquisitions, and the more challenging moments in a company\u2019s journey. He saw how finance can be a […]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-25982684","page","type-page","status-publish","hentry"],"yoast_head":"\nTeam: Working Capital Requirement \u2013 Kredo<\/title>\n<meta name=\"description\" content=\"The Kredo team analyzes the working capital requirement, the entrepreneurs\u2019 profile, and the business model to offer the most suitable financing solution.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kredo.swiss\/en\/the-team\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Team: 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